Age: 20 – 35 (Growth Period)
• Try and collect your assets to achieve immediate needs or long-term goals
• It is all right if you take risks at this age, because you have a long-term investment horizon, which will give you enough time to collect more assets, and enjoy it
• Learn more about investment, take advice from professionals; this will help you, increase your knowledge of investing
Age: 35-55 (Consolidation Period)
• You are doing well at this age in your career; your earning should exceed your debt
• This should then be invested in your future retirement in medium-risk investments for your retirement needs
• Your goal should be to retire wealthy
Age: 55-75+ (Spending period)
• By this time you would have saved a lot from your earnings and you take that long holiday, or buy that big house
