Gold or Silver:
Since the rupee is expected to appreciate this year, it's
time to curb your investment in gold this year. Opt for investing in silver
instead as a short-term investment. If you want to stick with your investments
in gold, limit your overall investment to be 5 to 10%.
Property:
Growth this year in the main metropolitan property values
are expected to decline or roughly remain the same. Focus on investing in
tier-2 or 3 cities which have more potential to grow.
Equity:
Investing in equity can be quite tricky and volatile. Stick
with equity if you are planning to invest long term.
Debt mutual funds:
These mutual funds invest primarily in negotiable
certificates of deposits or corporate deposits. When interest rates decline,
this is probably your best bet for an investment.
Large cap mutual funds:
Investing in a large cap mutual fund can give you quick
returns within 1 to 3 years as there is very less share market downtrend.
Just keep it in the bank:
Investing in top fixed bank deposits can give you some really
good annual returns. Interest rates are at their peaks and you can gain up to
9.25% interest on your investments.
Happy investing!
